When you apply for a mortgage, you’ll be asked to provide documents that outline your financial history.

It’s a good idea to start gathering what you’ll need as early as possible. This will speed up the application process and keep it from feeling overwhelming.

What you'll need:

  • A list of all your addresses for the past two years
  • Your most recent 30 days’ worth of paystubs
  • Your most recent 60 days’ worth of bank statements for all accounts
  • Copy of your ID
  • Copy of your Social Security card
  • Most recent 2 years of W2s
  • Most recent 2 years of tax returns – if you receive non W2 income
  • Most recent mortgage statement(s) – for refinance transactions
  • Social Security or Pension Awards letters – if applicable